Who We Serve
Overview
Every successful financial journey begins with the right guidance.
At Savest, we specialize in helping individuals make smart, confident decisions about their wealth. Whether you’re building assets, preparing for a major life milestone, or planning your legacy, we offer personalized, goal-driven financial advisory tailored to your unique needs.
Financial Planning
What Are Your Financial Goals?
Are you planning for your children’s education, purchasing your dream home, leaving a legacy for future generations, or securing financial independence in retirement?
Without a structured financial plan, you risk falling short of even your most important goals. Our comprehensive financial planning creates a clear roadmap to help you achieve your ambitions at every stage of life.
The Power of Financial Planning
Clearly defined and measurable financial goals can transform your life and empower you to live with confidence. Our process is built on three key principles:
Starting Early – The sooner you plan, the better your results.
Consistency – Staying committed to your strategy ensures long-term success.
Ongoing Review & Adjustments – Life changes, and so should your financial plan.
Our Financial Planning Services Include:
✅ Personal Vision & Goal Setting
✅ Investment Advisory
✅ Budget & Cash Flow Management
✅ Healthcare & Insurance Planning
✅ Tax Planning
✅ Risk Management
✅ Estate Planning & Wealth Transfer
✅ Career & Education Planning
✅ Retirement Planning
✅ Debt Management
Estate Planning & Wealth Transfer
Preparing and executing the disposition and distribution of your wealth doesn’t have to be complicated or overwhelming. At Savest, we work alongside experienced professionals to explore and implement the best estate planning strategies tailored to your unique situation.
Strategic Estate Planning Solutions:
✅ Setting Up a Trust – Protect your assets and ensure a seamless transfer to beneficiaries.
✅ Forming a Corporation or Joint Account – Optimize wealth management and tax efficiency.
✅ Taking Life Insurance – Safeguard your family’s financial future with strategic coverage.
✅ Inter Vivos Wealth Transfer – Pass on assets during your lifetime with structured gifting strategies.
With Savest, you gain expert guidance, strategic planning, and professional execution to preserve and transfer your wealth according to your wishes.
Portfolio Management Advisory
Time is often the biggest obstacle to successful investing. Partnering with a trusted advisor like Savest allows you to focus on growing your business and advancing your career, while we focus on growing your wealth.
As fiduciaries, we are committed to acting in your best interest at all times. Our team combines deep expertise in portfolio construction, strategic asset allocation, and active monitoring—ensuring your investments stay aligned with your financial goals across a broad range of asset classes.
Retirement Planning
Planning for retirement is one of the most significant financial decisions you’ll ever make. Whether you want to ensure long-term independence, build a succession plan, or maintain your lifestyle in retirement, our advisors offer personalized strategies tailored to your needs.
We understand that retirement accounts demand exceptional diligence, discipline, and expertise. That’s why we apply a proactive, customized approach to help you retire with confidence.
Tax Advisory
We help you navigate your tax responsibilities with clarity and confidence. From understanding applicable tax types to preparing and filing with the relevant authorities, we ensure your tax affairs are in order.
Beyond compliance, we focus on strategic tax planning—leveraging methods such as tax-loss harvesting and other smart strategies to help you legally minimize your tax burden and retain more of your wealth.
Separately Managed Accounts (SMAs)
The biggest challenge in successfully managing your investments is often time. Partnering with a trusted advisor like Savest allows you to focus on growing your business and advancing your career while we help you build long-term wealth.
As fiduciaries, we prioritize our clients’ best interests. Our team is highly skilled in portfolio construction, asset allocation, and ongoing monitoring across a diverse range of assets.
Why Choose a Separately Managed Account?
Our SMA solutions are designed for individuals who seek:
✅ Close Control Over Investments – Maintain a direct, hands-on approach to your portfolio.
✅ Fully Customized Strategies – A tailored investment approach that aligns with your unique financial needs.
✅ Diversified Portfolio Construction – Strategic allocation across complementary investment vehicles.
✅ Personalized Investment Strategies – Aligning your portfolio with your beliefs, aspirations, and long-term goals.
✅ Expert Management by Specialists – Benefit from a team of experienced professionals managing different asset classes.
✅ Transparent Reporting – Gain full visibility into your investments with clear and detailed insights.
With Savest’s SMA solutions, you gain the flexibility, expertise, and professional oversight needed to maximize your financial potential.
Career & Education Planning
When it comes to investing, starting early is one of the most powerful ways to build lasting wealth. Compounding rewards time—and the earlier you begin, the greater the impact. In fact, the ideal time to start investing is at birth.
Yet many parents face a dilemma: how to balance the desire to provide financial security with the fear that too much early wealth might dull a child’s drive or ambition.
Consider these two scenarios:
- Ziyan’s father invested $100 per month from the day she was born into an account yielding 10% annually. By age 20, the account had grown to $71,826—from just $24,000 in contributions and $47,826 in interests.
- If her father had delayed until Ziyan was 10 and then invested $300 per month, the same account would have reached only $59,595 by age 20—even though the total contributions were $36,000, and the returns only $23,595.
The difference? Time.
That’s why we created KidsVest — a specially designed investment account to give children a financial head start. It’s more than just saving for school—it's about empowering them to dream bigger, seize opportunities, and become the best version of themselves when it matters most.
Account Minimum & Fees
At Savest, we typically work with individuals and families who have investable assets of NGN50,000,000.00 or more (or its foreign currency equivalent).
We also welcome entry-level clients with a minimum of NGN2,000,000.00, subject to a suitability assessment.
Fee Structure:
Our advisory fees start at 0.50% of the total advised assets and decrease progressively as the asset size increases.